MAke the IMPOSSIBLE POSSIBLE.
Whether you're looking to consolidate existing debts, building up to something big or funding an emergency cost, we can help.
Every time we pay out a loan, we make a donation to Spread a Smile
Representative Loan Example: £5,000 loan repayable over 36 months. 36 monthly payments of £185.92. Rate of interest 17.7% p.a.(fixed) Representative 21.8% APR. Total amount repayable £6,693.12 which includes a £250 fee.
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Why Abound?
Whether you’re consolidating debts, looking ahead or just need a hand paying some unexpected costs, we’re here for you with personal loans that are truly personal.
We'll show you the actual rate you'll be paying, with no effect on your credit score
We'll show you the actual rate you'll be paying, with no effect on your credit score
Apply fully online, from the comfort of your phone
Apply fully online, from the comfort of your phone
Once your loan is approved and you complete ID checks, the money is sent within 2 hours.
Once your loan is approved and you complete ID checks, the money is sent within 2 hours.
You can easily make extra repayments toward your loan.
You can easily make extra repayments toward your loan.
Our award-winning customer service ensures excellent support whenever you need it.
Our award-winning customer service ensures excellent support whenever you need it.
All you need to qualify
Are at least
18 years old
Are at least
18 years old
Have the right to
live in the UK
Have the right to
live in the UK
Your main bank account
is in the UK
Your main bank account
is in the UK
Have no unresolved
defaults or CCJs
Have no unresolved
defaults or CCJs
Common questions
Representative Loan Example: £5,000 loan repayable over 36 months. 36 monthly payments of £185.92. Rate of interest 17.7% p.a.(fixed) Representative 21.8% APR. Total amount repayable £6,693.12 which includes a £250 fee.
We’re Abound. We’re making borrowing fairer and lending smarter.
We go beyond one dimensional credit scores, using real insights and details to make lending more responsible and affordable. Seeing the whole picture is how we make credit fairer and smarter for everyone.
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Helpful tips and guides
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Guide to open banking loans
Learn the basics of Open Banking loans in the UK with our easy guide. Benefits, eligibility, repayments & more explained. Plus, get a quick online quote.
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What credit score do I need for a loan?
Learn what credit score you need for a loan in the UK - and how open banking can help you to borrow if you have a lower score or ‘thin’ history.
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Easy guide to holiday finance
How does holiday finance work? Learn how to get a fixed-rate holiday loan for your next getaway. Pros, cons, costs, FAQs and more.
Fintern Limited, trading as Abound
3rd Floor
86-90 Paul Street
London, EC2A 4NE
United Kingdom
Abound is a trading name of Fintern Limited
Fintern Limited is registered in England & Wales No. 12472034
Spread a Smile is a registered charity No. 1152205
Fintern Limited, trading as Abound, is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 929244
Fintern Limited is a member of Cifas – the UK's leading anti-fraud association, and we are registered with the Information Commissioner's Office in compliance with the Data Protection (Charges and Information) Regulations 2018 under registration ZA747930. See our Privacy notice for further details of how we use customers' data.
