Point of Sale: Launch regulated credit products

Increase conversion or monetise engagement by offering credit. Launch new products in weeks using our simple APIs.

We support every aspect of credit management: from eligibility assessment to interest calculation and payment processing.

FCA-authorised lender

White-labelled journey

Flexible credit terms

Tailored to your risk appetite

Open Banking cash flow underwriting

Self-fund or use our funding

Both fixed sum and running balance agreements supported

Get in touch

Embedded Lending solution tailored to your customers

Speed to market

Render is configurable to your product terms and application journey - connect to our API to start lending

White-label journey

Offer credit under your brand within your application or checkout journey

Flexible product terms

Personal loans, credit cards and instalment credit. Repayment schedule configured to your requirements.

Credit decision

Instant approval for maximum conversion or full power of OB cash flow underwriting for truly personalised decisions

Risk appetite

Approval rates and pricing optimised to meet your business goals

FCA authorisation

Embedded lending in the UK by an authorised lender, adhering to all regulatory requirements

Get in touch

Launch a credit product in weeks

1. Product Definition

Choose a credit product that’s right for your customers: from 0% pay-in-3 instalment plans to credit cards to bullet loans

2. API Integration

Integrate with Render’s API to get quotes, submit and manage applications, perform ID checks and sign credit documents

3. Credit Management

Customers can manage their credit and make repayments in your application or in Render’s white-labelled web portal